Health Insurance
Your Health Tomorrow Starts with Choices Today
Insurance doesn’t have to be complicated. We provide guidance with honesty, clarity, and care so you can choose coverage with confidence.
Your Health Can Change Tomorrow — Enroll Today
WHAT WE OFFER
Our mission is simple: to guide you with integrity, transparency, and personalized care, helping you find coverage that fits your needs and your budget. Whether you're navigating life changes, starting a family, or simply want peace of mind, we’re here to ensure you have access to quality protection for what matters most.
Health Insurance
Health Insurance Made Simple
From individual policies to family coverage, we make finding the right plan stress-free. With off-exchange guidance from a registered nurse, you’ll understand not only your options but how they fit your real-life health needs.
Marketplace with on- and off-exchange plans
Contracted with Cigna, United Healthcare, and Ambetter
Able to enroll you in any plan in your county, even carriers we’re not contracted with
We proudly offer Georgia Access Health Insurance Plans, expanding affordable coverage options for individuals and families in Georgia.
Life Insurance
Our life insurance solutions provide dependable protection and peace of mind for you and your loved ones. Whether you’re looking for term coverage or whole life, we offer personalized plans to meet your unique needs and budget. Life insurance can help support your family’s future, and more—so you can rest easy knowing they’ll be taken care of no matter what.
Annuities
Our annuity options are built to provide long-term financial security and dependable income for your retirement years. Whether you're planning ahead or looking to grow your savings with stability, we offer personalized annuity solutions tailored to your goals. Our annuities help you protect your assets, grow your investments, and ensure a steady income stream.
Medicare
Navigating Medicare doesn’t have to be complicated. We offer expert guidance and tailored Medicare solutions to help you find the right coverage for your health and budget. Whether you're new to Medicare or exploring supplemental options like Medicare Advantage or Part D prescription plans, we’re here to simplify the process and ensure you get the benefits you deserve.
We’re Here To Help You Protect What Matters Most & Plan Confidently For The Future.
We’re proud to offer local, customized support for all your insurance, retirement, and financial protection needs. Whether you're planning for the future, protecting your family, or exploring options for your health and financial wellbeing, we take the time to understand your goals and build solutions that fit your life.
From individual and family coverage to employer plans and retirement strategies, everything we offer is designed with flexibility, clarity, and your best interests in mind.
Let’s start the conversation—contact us today to explore personalized options that give you confidence for whatever comes next.
MEET OUR Licensed Insurance Agent
Julie Hamilton, RN
I grew up in Ft. Oglethorpe and have proudly called Chattanooga home for most of my life. As a teen mom, I overcame obstacles to finish high school, earn an academic scholarship, and graduate from UTC with a B.S.N. For over two decades, I’ve been a proud member of the Chattanooga medical community. During the Covid-19 pandemic, I served as a frontline nurse caring for critically ill patients—a demanding period inspired me to seek a new path. Along my journey, I have been fortunate to discover a new passion as an insurance agent with Money Mavens, where I now use my medical expertise and compassion to guide others through the complexities of Medicare planning. In this new chapter, I’m committed to bringing the same care and dedication from my healthcare career into helping others confidently navigate their Medicare options.
Important enrollment Dates
You can enroll in Medicare starting three months before you turn 65, during your birth month, and up to three months after. This seven-month period is known as your Initial Enrollment Period. If you miss this window, you may have to wait for the General Enrollment Period from January 1 to March 31 each year, with coverage beginning the following month. The annual enrollment period takes place from October 15 to December 7 each year. During this time, beneficiaries can enroll in a Medicare Advantage Plan, Medigap Plan, or Part D Plan, switch, or drop their prescription drug coverage.
We do not offer every plan available in your area. Currently we represent 3 organizations which offer 344 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
WHAT IS MEDICARE?
A pathway to better health outcomes
Our licensed insurance agents can help you find the essential coverage for healthcare needs, allowing you to focus on your health and well-being rather than financial concerns. With a range of plans tailored to individual circumstances, these solutions can help manage out-of-pocket expenses and ensure access to necessary medical services. Our team can help you navigate the complexities of healthcare coverage to select the appropriate plan, allowing you to enjoy your golden years with peace of mind.
MEDICARE PART A
Medicare Part A primarily covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services. It can help with the costs related to hospital services, including semi-private rooms, meals, and necessary medical supplies during a stay.
Medicare supplement insurance
Medicare Supplement Insurance Plans, also known as Medigap, can help cover out-of-pocket costs that Original Medicare doesn't fully pay, such as copayments, coinsurance, and deductibles. Available to those enrolled in Medicare Part A and Part B, Medicare Supplement Insurance Plans vary in coverage and can provide financial peace of mind by reducing medical expenses.
MEDICARE PART B
Medicare Part B covers a range of medical necessities, including doctor visits, screenings, vaccinations, lab tests, and mental health care. It can also include some ambulance services and durable medical equipment.
MEDICARE PART C Medicare Advantage
Medicare Part C, also known as Medicare Advantage, is a bundled plan that can include coverage from both Medicare Part A (hospital insurance) and Part B (medical insurance). It often offers additional benefits such as prescription drug coverage (Part D). Medicare Advantage plans are provided by private insurance companies approved by Medicare.
MEDICARE PART D Prescription Drug Plan
Medicare Part D prescription drug plans can provide prescription drug coverage to individuals enrolled in Medicare. Beneficiaries can choose from various plans that may cover different medications, with costs including monthly premiums, deductibles, and co-pays.