Supplemental Benefits & Small Business Services
Protect what matters most — your health, your income, and your employees.
Unexpected moments can happen at any time.
Supplemental Benefits
Supplemental insurance helps you stay financially secure when life takes a turn — filling the gaps traditional health insurance may not cover. Whether you’re recovering from an injury, facing an unexpected illness, or planning for the future, we’re here to help you find the right protection for your peace of mind.
Accident Insurance
Accidents happen — but the financial stress doesn’t have to. Accident insurance provides a cash benefit to help cover expenses like emergency room visits, ambulance rides, and follow-up care after an unexpected injury.
Disability Insurance
If illness or injury keeps you from working, disability insurance helps replace a portion of your income. It’s peace of mind knowing you can maintain your lifestyle and financial commitments while you recover.
Short-Term Care
When a short-term illness or recovery period requires additional care, this coverage helps pay for in-home care, rehabilitation, or assisted living services — so you can focus on getting better, not your bills.
Hospital Indemnity
Hospital stays can be costly, even with health insurance. Hospital indemnity plans pay you directly for each day you’re hospitalized, helping with expenses such as deductibles, travel, childcare, or lost income.
Critical Illness & Cancer Policies
A serious diagnosis can bring both emotional and financial challenges. These policies provide a lump-sum benefit upon diagnosis of covered conditions such as cancer, heart attack, or stroke — giving you the freedom to focus on treatment and healing.
Healthy employees and financial stability go hand in hand.
Small Business Services
Our small business solutions are designed to support both — helping you protect your team, control costs, and build a stronger workplace.
Supplemental Benefits for Teams
Offer added protection that shows your employees you care. From accident and hospital indemnity coverage to critical illness plans, we can build a benefits package that keeps your team covered and motivated.
SHOP Health Insurance Plans
Through the Small Business Health Options Program (SHOP), we help business owners find affordable, quality health coverage for their employees. Choose from trusted carriers and plan designs that work for your team and your budget.
Financial Literacy Coaching
We go beyond insurance. Our financial literacy coaching helps small to medium-sized businesses empower their employees with the tools and knowledge to make smarter financial decisions — promoting stability, loyalty, and overall wellness.
MEET OUR Licensed Insurance Agent
Julie Hamilton, RN
I grew up in Ft. Oglethorpe and have proudly called Chattanooga home for most of my life. As a teen mom, I overcame obstacles to finish high school, earn an academic scholarship, and graduate from UTC with a B.S.N. For over two decades, I’ve been a proud member of the Chattanooga medical community. During the Covid-19 pandemic, I served as a frontline nurse caring for critically ill patients—a demanding period inspired me to seek a new path. Along my journey, I have been fortunate to discover a new passion as an insurance agent with Money Mavens, where I now use my medical expertise and compassion to guide others through the complexities of insurance planning. In this new chapter, I’m committed to bringing the same care and dedication from my healthcare career into helping others confidently navigate their insurance options.